Terms
Website & SMS Terms
Last updated: August 20, 2026
Website information
This website provides general information about insurance products and access to an independent licensed insurance agent. It does not provide legal, tax, or financial advice and does not create an insurance contract. Coverage is subject to eligibility, underwriting, carrier approval, policy terms, exclusions, limitations, and availability in your state.
SMS program description
If you separately provide express written consent to receive text messages, you agree to receive recurring informational and marketing messages from Biruk Anagaw about insurance information, requested follow-up, consultation scheduling, reminders, and related services. Messages may be sent using an automated system. Message frequency varies.
Consent, cost, and opt-out
Consent to receive texts is not a condition of purchase. Message and data rates may apply according to your mobile plan. Reply STOP to any message to opt out. Reply HELP for help or contact Birukanagaw@gmail.com or 612-707-6607. After an opt-out request, you may receive one confirmation message. Carriers are not liable for delayed or undelivered messages.
Eligibility and acceptable use
You must be the account holder or have authorization to provide the mobile number entered. Do not use this site for emergencies or submit false, unlawful, or abusive content. SMS availability depends on participating carriers and compatible devices.
Independent agent and veterans disclosure
Biruk Anagaw is an independent, state-licensed insurance agent. He is not the U.S. Department of Veterans Affairs, does not work for the VA or the federal government, and is not affiliated with or endorsed by any government agency. Private insurance products are separate from government benefits.
Changes and contact
These terms may be updated by posting a revised date on this page. Questions may be sent to Biruk Anagaw at Birukanagaw@gmail.com, or 612-707-6607. Our Privacy Policy explains how information is handled.