Final expense
Life insurance designed to help loved ones handle funeral costs, medical bills, and other final obligations.
Straight answers. Personal guidance.
Coverage conversations, made clear.
Explore final expense, mortgage protection, term life, and health insurance options with a licensed agent who takes time to explain the details.
Licensed in Minnesota, Texas, Ohio, Virginia, and South Carolina.
A practical place to begin
Insurance should feel understandable before it feels urgent.
Biruk helps individuals and families review protection options in plain language, compare priorities, and choose a sensible next step—without pressure or confusing jargon.
Coverage guidance
Start with what you want to protect.
Product availability, eligibility, and cost vary. A conversation helps narrow the options to those that fit your needs and state.
Mortgage protection
Life insurance options that can help your family keep up with mortgage payments if you pass away.
Term life
Coverage for a set period that can help protect income, debts, education plans, and the people who depend on you.
Health insurance
Guidance through health coverage choices, benefits, costs, and enrollment considerations.
For veterans and families
Respectful help, with the relationship made clear.
Biruk is committed to serving veterans and their families as an independent, state-licensed insurance agent. He is not the VA, does not work for the VA or the federal government, and is not endorsed by any government agency.
Government benefits and private insurance are different. Biruk can discuss private insurance options, but cannot provide benefits on behalf of the VA or any government program.
What to expect
A conversation—not a guessing game.
- 1
Share your priorities
Talk through your household, budget, current coverage, and concerns.
- 2
Review options
Compare available plans, costs, and tradeoffs in plain language.
- 3
Choose your next step
Apply only if an option makes sense for you. There is no obligation.
Get in touch
Ready for a clearer coverage conversation?
Call or email Biruk directly to start a conversation about your coverage needs and available options.
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Important information
Insurance products are subject to eligibility, underwriting, policy terms, exclusions, limitations, and availability. Information on this site is general and is not a guarantee of coverage, benefits, or price. Biruk Anagaw is an independent insurance agent, not a government agency.